Rows Of Parked CarsUnexpected emergencies can be costly. Fortunately, you can get a title loan in Provo with the Utah Money Center to pay for these unforeseen expenses. It's a convenient process that is easier to apply for compared to other kinds of loans.

Typically, you’d get 20% to 50% of the car’s cash value. Depending on the agreed payment scheme and method, the borrower would be able to pay for the loan over a longer period of time. This means you don't have to worry about scrounging up a large amount of cash at once. 

Here are a few things you'll need to get a title loan:

Original Vehicle Title

Lenders need your title for two things: to know if you are the sole owner of the car and to keep it as collateral. They'll be in possession of the title for the duration of the loan.

Government-Issued ID and Proof of Residency

Make sure you have at least one government-issued ID. Aside from supporting the details of your application, these documents would verify that you are the owner of the car. If there are any problems with the process or your loan payments, they'll also be able to get in touch with you immediately.

Current Vehicle Registration

Your vehicle’s registration is important as your vehicle’s title. This document will assure the company that your vehicle is legal to be driven in your state.

Proof of Income

Presenting a proof of income would give the lenders assurance that you can repay your loans. Always bear in mind; you should have a clear plan on how to repay the loan and where you will get the money for it. If not, you’ll end up selling your car for half or less than its value.

Yes, it’s that simple. With enough financial savvy, you'll be able to use title loans to help with any emergency expense. It also won’t hurt to do more research. Make sure you look for reliable companies who know what’s best for you and your car.